Frequently Asked Questions

What if my credit isn’t so good?

  • Regardless of your credit, you can still get approved. We will work to find a lender that best meets your needs!

What type of information do I need?

  • Your Photo ID
  • Most recent paycheck stub less than 30 days old.
  • Any utility bill under your name less than 30 days old.
  • Proof of Auto Insurance
  • Vehicle title
  • Spare Key
  • References ( can be professional or personal)

How long does it take?

  • A first-time Car Title Loan customer can typically walk out the door with cash in hand in less than 24 hours.

What is an Auto Title Loan?

  • A Car Title loan is a loan you can apply for that is based off the value of your vehicle and the lender holds the title of your car as collateral until the loan is paid off.

Is there a penalty for paying the loan off early?

  • No, there are never any fees from paying off the loan early.

What if my credit isn’t so good?

  • Regardless of your credit, you can still get approved. We will work to find a lender that best meets your needs!

How much cash can I get with a car title loan?

  • This can depend greatly on your needs and the amount of equity in your vehicle.

What if I have another existing title loan open?

  • We may be able to refinance your current title loan, rolling it into the newer loan that you need.

If you have more questions just give us a call and let our friendly reps at Auto Title Loans San Jose help you. It only takes a few minutes to see if you apply so what do you have to lose? Call (408) 773-6220 today!